Creating a London legacy while your Children study abroad

Sending your child to London for university is a proud milestone. It can also be the beginning of something that outlasts their degree.

Why Singapore families choose London

Despite having built a strong higher education system of its own, a significant number of students continue to pursue university studies abroad each year. The UK remains one of the most sought-after destinations, with many enrolling in London’s top universities.

Top-ranked universities in London (QS World University Rankings 2026)

London is home to more than 20 universities featured in the QS World University Rankings.

• 2,500+ Singaporean students are enrolled in UK universities each year
• London is the 3rd best student city according to QS world rankings

The pull factors

It is not difficult to understand why London attracts thousands of Singapore students annually. The British education system is deeply familiar to Singapore’s, which means that the colonial heritage equals similar academic expectations, an English-medium environment and broadly compatible legal and administrative frameworks.

Besides this, UK undergraduate degrees last three years rather than four, which offers a meaningful advantage for ambitious families. The post-graduation opportunity is equally appealing: the UK’s Graduate Route visa allows international graduates to remain and work in the UK for two years after completing their studies, with three years for PhD graduates.

With multiple renowned industries in finance, law, engineering and technology, London is not just a place to study; it is a career launchpad.

The property conversation no one brings up: until now

When families plan for a child’s education in London, the conversations are usually focused on tuition fees, living allowances and flight schedules. Accommodation, typically, is an afterthought; something that will be sorted out in August before the term begins.

That instinct often costs families real money.

The London rental market explained

Rents in London are high and remain supported by strong demand. Average rents across London currently stand at around £2,280 per month and the driver is simple: demand consistently outpaces supply.

The supply side is currently under additional pressure thanks to the Renters’ Rights Act (RRA), which came into force in May 2026. While these reforms are designed to protect tenants, the side effect has been that many London landlords are concerned about reduced control over their assets and are choosing to sell rather than let.

For a student renting a one-bedroom flat in a central London zone, a family can expect to spend between £20,000 and £26,000 per year on accommodation alone, with studios renting at £1,650 and £2,150. This spending does not translate into ownership or wealth creation.

Why buy property in London instead of renting?

You can read our full Singapore buyer’s guide for a clear breakdown of financing options.

If you decide to sell your London property, you can potentially cover a portion of the education costs. If property prices rise after your child’s education period, which, based on historical trends, is not an unreasonable assumption, the gain on sale could offset a meaningful portion of the tuition and living costs incurred over that period.

The best part is that the asset continues earning even after the degree ends in London’s strong lettings market. Canary Wharf, while slightly further out, offers newer stock and strong connectivity via the Elizabeth Line.
Those attending King’s College London often look at London Bridge, Bermondsey and Borough, areas that have undergone steady regeneration and are popular with young professionals after graduation.

For families prioritising a balance between entry price and long-term rental potential, areas such as Wembley, Colindale and West Ham offer stronger value. These London neighbourhoods sit further out from central London but benefit from excellent transport links, direct access to key employment hubs and continued tenant demand thanks to ongoing regeneration.

Putting it together

Education is the reason. Property is the strategy.

These two factors do not have to be separate conversations. Families who plan ahead, buying a London property before or during their child’s studies, are making a decision that serves multiple objectives at once: securing quality accommodation, building a long-term asset and leaving something of value long after the degree is done.

Legacy planning does not require complexity. Sometimes it just requires asking the right question at the right time.

Speak to our team to discuss the best opportunities.

Ready to explore your options?

Founded in 1958 and present in Singapore since 1999, Benham & Reeves specialises in London property and offers global clientele assistance with identifying the right investment, furnishing, marketing and managing it long after purchase.

Get in touch with us to find your dream home in London.

FAQs

Can Singapore citizens buy property in London for their children?

Yes, there are no restrictions on overseas ownership of residential property in the UK. Singapore citizens can purchase property in the UK, including London, in their own name.

Is it better to buy or rent student accommodation in London?

Renting is straightforward, but an expense. Buying requires planning, but it converts a similar spend into an asset that appreciates and generates income over time.

Can Singapore investors get a UK mortgage?

Yes, Singapore buyers can access UK mortgages, typically requiring a deposit of around 25%. Lending is subject to individual financial profiles.

What happens to the property after my child graduates?

Most families either retain the property as a rental investment or sell, depending on market conditions.